One of the 5 banks received a grade of ‘Outstanding’
The Federal Deposit Insurance Corporation (FDIC) recently issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA), a 1977 law intended to encourage insured banks and thrifts to meet local credit needs, including those of low- and moderate-income neighborhoods, consistent with safe and sound operations.
As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress mandated the public disclosure of an evaluation and rating for each bank or thrift that undergoes a CRA examination on or after July 1, 1990.
The list covers evaluation ratings that the FDIC assigned to institutions in March 2019. Ratings Definitions: O is Outstanding; S is Satisfactory; NI is Needs to Improve; and SN is Substantial Non-compliance
| Cert # | Bank Name | Street Address | City | ST | Zip | Rating |
|---|---|---|---|---|---|---|
| 16595 | CCB Community Bank | P.O. BOX 400 | ANDALUSIA | AL | 36420-0000 | S |
| 39 | Robertson Banking Company | P.O. BOX 490 | DEMOPOLIS | AL | 36732-0000 | S |
| 35514 | Cheaha Bank | P. O. BOX 7575 | OXFORD | AL | 36203-7575 | S |
| 9620 | First Bank | P.O. BOX 1237 | CLEWISTON | FL | 33440-0000 | S |
| 9069 | Farmers & Merchants Bank | P.O. BOX 4450 | EATONTON | GA | 31024-4450 | S |
| 14065 | Pinnacle Bank | P.O. BOX 430 | ELBERTON | GA | 30635-0000 | S |
| 884 | The Citizens State Bank of Taylor County | P.O. BOX 277 | REYNOLDS | GA | 31076-0000 | S |
| 58294 | First Covenant Bank | 11660 ALPHARETTA HWY , STE 225 | ROSWELL | GA | 30076-0000 | O |
| 57252 | First Chatham Bank | P.O. BOX 11167 | SAVANNAH | GA | 31412-1367 | S |
| 34934 | Union Bank | 1011 RED BANKS ROAD | GREENVILLE | NC | 27858-0000 | S |
| 34209 | Surrey Bank & Trust | 145 NORTH RENFRO STREET | MOUNT AIRY | NC | 27030-0000 | S |
| 11580 | The Bank of Southside Virginia | P.O. BOX 40 | CARSON | VA | 23830-0000 | S |
| 16453 | Whitesville State Bank | 120 EAST BOONE STREET | WHITESVILLE | WV | 25209-0000 | S |
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